Authorised and regulated by the Financial Conduct Authority. We are not tied to any financial institution and therefore offer you truly independent advice.

Your IFA based in Eastbourne, East Sussex

Welcome to Clifford Osborne Independent Financial Advisers. If you’re looking for an IFA in East Sussex, you’re in the right place. We are trusted and experienced Independent Financial Advisers (IFA) established and managed by Paul Clifford FPFS FCII Chartered Financial Planner. We provide a bespoke service to clients across East Sussex, including Eastbourne, Uckfield, Lewes, Crowborough, Hastings, Seaford, Newhaven, Tunbridge Wells, Brighton and Hove.

Recommendations have led to gaining clients well beyond Sussex too. We provide independent financial advice to private individuals, solicitors, accountants, business owners, corporates and trustees on all aspects of financial planning. We offer free, no obligation initial meetings for all our financial services.

To arrange a free initial discussion at your home, workplace or our offices contact us today. See our full list of IFA services – from lump sum investments and pensions to inheritance tax, estate planning, paying for care, equity release, protection and mortgages.

The utmost care is taken to ensure our independent financial advice meets your needs and objectives, is fairly charged and presented in a warm, friendly manner. We also utilise up-to-date technology to provide you with an online Personal Finance Portal that enables you to view your financial plans. Great emphasis is placed on building, developing and maintaining client relationships.

Our continued growth and prosperity has been the result of valuable professional relationships and clients recommending us as an IFA to colleagues, friends and family members, which is the very highest testimony.

You can read our reviews from verified clients on the independent VouchedFor website. We would love to help you too. Why not get in touch today? Clifford Osborne is a member of the Equity Release Council, a body established to promote safe equity release products and protect consumers.

He is very focused on tailoring his advice to suit us based on our aspirations for the future - he clearly does not believe in a one size fits all which is a great asset in your financial planning advisor.

Company Director, Eastbourne East Sussex

Paul offers a personalised service based on my needs and my attitude to risk, without any pressure, but with knowledge and competence which is obviously reassuring as a newcomer to investing.


Retired, London

As my wife and I recently retired we were interested in equity release to enable us to modernise our home. Having used Paul for pension advice before it was obvious to use him again as the advice he gave us regarding pensions was spot on. 

Retired, Hailsham, East Sussex

Our areas of financial advice

Tax & trust planning

Capital gains tax Estate planning Income tax Taxation planning


Ethical investments Investing for income Investment trusts ISAs OEICs Offshore investments Socially responsible investments Traded endowment policies Unit trusts


Lump sum National savings Regular savings Savings for children School fees planning Tax Free cash 3 ways

Inheritance Tax Advice: Where are we now?

In the 2016–17 tax year, HMRC raised a hefty £4.84bn in IHT, brought about largely by rising property prices that are seeing more and more families drawn inexorably into the tax net, despite doing nothing more than owning their own home.

read more

We are not tied to any financial institution and therefore offer you truly independent advice. A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.

If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.

We are happy to serve clients with any level of wealth.

Call 01323 403 444 or use our secure form via the button below: