Financial Advice Blog – Adviser Insight
Buy-to-let landlords growing portfolios
New research2 indicates that more than half (52%) of buy-to-let landlords (BTL) have been actively expanding their property portfolios over the past year...
Inheritance Tax receipts at record levels
Figures released by HM Revenue & Customs (HMRC) show that inheritance tax receipts have hit record levels while new data shows it's hunting down thousands of families that have not paid the correct liability on inherited estates.
Have you got your mortgage covered?
Taking out life insurance may not be a legal requirement if you have a mortgage, but it certainly is sensible to have it to ensure mortgage protection.
Building a retirement strategy when planning for retirement
Your pension fund essentially becomes your employer in retirement, that's why planning for retirement and having a solid retirement strategy in place is crucial.
Unaffordable deals trap mortgage prisoners
The Financial Conduct Authority (FCA) estimates over a quarter of a million homeowners are trapped on mortgage deals...
Review your resilience
Awareness of the importance of protection, such as a life insurance policy, has risen since the pandemic and led many to reassess their financial and personal priorities.
Setting up a Children’s Pensions V Children’s JISA
With the cost of children’s birthday presents and parties often totalling hundreds of pounds – could there be a better way to provide for your child or grandchild?
Housing Affordability Crisis: 41% of Buyers Priced Out of Desired Areas
Some 41% of participants in a recent survey agreed with the statement, ‘I cannot afford to live in the area I want or need to live in’...
Inheritance Tax Investigations: HMRC’s Pursuit of Unpaid IHT
HMRC has set up a new specialist team to udertake target estates of wealthy deceased individuals in order to undertake inheritance tax investigations to check whether a greater Inheritance Tax (IHT) liability may have been due than originally calculated by estate executors.
Prepare for financial shocks
How would you cope if you became ill? Would you have to rely on your partner, or struggle on trying to work?
Are you a wealth accumulator?
Financial wellbeing varies from person to person but fundamentally encompasses having security around money, now and in the future...
Equity release continues to rise
Equity release for over 55's allows people to access some of the value of their home as tax-free cash. In total, homeowners used equity release to borrow £6.2bn in 2022...
Transferring wealth, your way
Seeking professional advice is a crucial step when transferring wealth that can ease any inheritance planning anxieties...
Where are house prices most protected?
In a housing downturn, not all cities and towns are equal. Find out where house prices are most protected...
Baffled and confused by financial jargon? We speak your language
Financial jargon can be confusing and overwhelming. A new study has revealed that seven in ten UK adults are puzzled by financial jargon...
Taking steps to offset fiscal drag
The gradual reduction of disposable income due to inflation and changes in tax brackets, or frozen tax allowances, will weigh on your finances, causing ‘fiscal drag.’
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