TransUnion is introducing a new scoring system, but what does that actually mean for mortgages, loans and your ability to borrow? We take a closer look at what’s changing and what really matters to lenders.
Buy-to-let has changed considerably over the past 30 years. Higher borrowing costs, changing tax rules and tighter regulation are making the sums less straightforward for landlords. We look at how the market has changed and what today’s property investors need to consider.
UK mortgage approvals are falling even as rates improve, highlighting a confidence gap in the housing market. We explore what’s driving this hesitation and what it could mean for buyers.
Nobody wants to pay too much for their home. Getting the right property survey can give you peace of mind that you are paying a fair price.
Studies suggest only one in seven non-retired homeowners over 55 plan to downsize their home after they stop working...
The challenges young people face in getting on the property ladder are a regular feature in the media...
The Financial Conduct Authority (FCA) estimates over a quarter of a million homeowners are trapped on mortgage deals...
Some 41% of participants in a recent survey agreed with the statement, ‘I cannot afford to live in the area I want or need to live in’...
Equity release for over 55's allows people to access some of the value of their home as tax-free cash. In total, homeowners used equity release to borrow £6.2bn in 2022...
Are you a mortgage holder? Find out how you could be impacted as bank rate rises again...
