Equity Release Council Member

For your peace of mind, we do not charge any upfront fees for Independent Equity Release advice for releasing equity in your home.

As a consumer, one of the most important things to look out for is the Equity Release Council logo. Clifford Osborne (IFA) is approved by the Equity Release Council, an associate member of the Society of Later Life Advisers (SOLLA) and regulated by the Financial Conduct Authority.

We offer clients a truly independent advice service from our base in Eastbourne, East Sussex. Initial meetings are without cost or obligation. To arrange a free initial discussion at your home, workplace or our offices contact us today.

A major focus of the Equity Release Council’s work is to ensure that products are safe and accessible for consumers. Each member of the Council that provides equity release products is signed up to the Equity Release Council’s Code of Conduct which puts in place a number of safeguards and guarantees for consumers.

This means that people who use equity release products offered by Equity Release Council members can have confidence in the products they use and the information they receive. On top of this all members also abide by the overarching principles of the Council.

Book your FREE initial review

If you would prefer to talk to us, please call 01323 403 444

    Nature of enquiry

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    To understand the features and risks of an Equity Release Scheme please ask for a personalised illustration. A typical fee for Equity Release is £795.00.

    A Lifetime Mortgage and may reduce the value of your estate and may affect your entitlement to means tested State Benefits. To understand the features and risks please ask Clifford Osborne to provide a personalised illustration.

    How much Equity could I access?

    Use our simple form to find out how much equity you could access.

    “Being nearly 70 years old it’s quite tricky to raise money for mortgages etc. Paul helped enormously. He even came to my home and explained everything and went through all options available. I found Paul’s advice and help extremely good. Fast, knowledgeable and friendly. I highly recommend him.”

    Client, East Sussex

    “Paul understood why we needed to top up our lifetime mortgage and he explained everything relevant to our requirements. The most important thing he has done for us was to take control of all requirements needed to achieve a satisfactory outcome. All was explained to us in a completely straightforward way in which we could understand. We cannot think of anything Paul could have done better.”

    Client, East Sussex

    Your Advice Steps

    01 ➔

    Contact Us

    Call us on 01323 403 444 or contact us to set up a free initial meeting with one of our financial advisers or mortgage and equity release advisers. We’re happy to meet in person, on the phone or online. Just let us know what you prefer.

    02 ➔

    Get to know you

    This will be a chat to find out a bit more about you, what your financial position and goals are and how we can help. This will be entirely confidential, and you are under no obligation to use our services. We will then give you a plan of what we can do to help.

    03 ➔

    Sharing your plan

    Our advisers will talk through our recommended plan with you giving options to best meet your needs. We will take into account your current financial situation, your goals, appetite to investment risk and timeframes. You will have a chance to ask us any questions and then decide whether you want to go ahead.

    04 ➔

    Regular reviews

    Your financial position will change throughout your lifetime. We are here to help you with regular reviews to make sure your financial plan meets your financial goals and current financial situation. We’ll agree with you when and how we meet on a regular basis to make sure your management plan is right for you.

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      We are not tied to any financial institution and therefore offer you truly independent advice

      A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.

      If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.

      We are happy to serve clients with any level of wealth.

      Call 01323 403 444 or use our secure form via the button below.