Equity Release Specialists in Tunbridge Wells, Kent

Are you looking for an Equity Release Specialist in Kent, Tunbridge Wells, Cranbrook or Tenterden?

We are highly experienced and qualified and offer advice on how to release equity from your home, lifetime mortgages and much more.

What is Equity Release?

Equity Release allows individuals aged 55 and over to release money from the property they live in without having to make any monthly repayments. There are two types of equity release; 

If you’re facing a pension shortfall, need to meet an unexpected expense or want to fund a retirement treat, equity release allows you to tap into the wealth you’ve accumulated in your property without the upheaval of moving home.

Lifetime mortgages and home reversion plans are regulated by the Financial Conduct Authority. By using an equity release product, a homeowner can draw a lump sum or regular smaller sums from the value of their home whilst living there.

Equity Release can play a crucial role in retirement funding and the flexibility and safeguards, which are built into plans that comply with the Equity Release Council product standards. It enables homeowners safely realise their housing wealth without having to worry about making monthly repayments.

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If you would prefer to talk to us, please call 01323 403 444

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    equity release in kentHow can our Equity Release Specialists in Kent help you?

    If you are thinking of taking out an Equity Release plan, then you need to find out as much as you can about your options and weigh up the advantages and disadvantages.

    Our equity release specialists offer Equity Release advice across Kent including Tunbridge Wells, Cranbrook and Tenterden. Clifford Osborne will help you to understand the steps involved explain the costs and talk you through your options without initial cost or obligation, the effects this might have on state benefits and any tax implications. We are whole of market mortgage advisers and will always offer expert guidance and advice to meet your personal needs and circumstances.

    However, each individual’s circumstances need to be assessed on a standalone basis. Our equity release specialists will carry out an independent benefit assessment on your behalf at the start of the process to better understand your entitlement to benefits and check you are claiming everything to which you are entitled.

    There is a wide range of Equity Release products to choose from, with new and innovative products being created regularly to meet client demand and income needs. This means that whatever your Equity Release needs, there is likely to be a plan available.

    We’re often visiting clients across Kent and East Sussex, do get in touch to see how we can help you.

    Why choose Clifford Osborne for Equity Release in Kent?

    • You’ll have the opportunity to review your financial affairs regularlyequity release adviser Paul Clifford
    • Clifford Osborne are members of:
      • The Equity Release Council (a body established to promote safe equity release products and protect consumers)
      • Society of Later Life Advisers (SOLLA)
    • We’re regulated by the Financial Conduct Authority
    • Our Equity Release specialists have a VoucherFor Certificate of Excellence. You can see our VouchedFor reviews here
    • We promise openness, honesty and transparency
    • We offer friendly, face-to-face financial advice for clients in Kent and East Sussex
    • You can rest assured we’ll offer you a truly independent advice service and a genuine Equity Release specialism. Initial Equity Release meetings in Kent or online are without cost or obligation with Paul Clifford Chartered Financial Planner

    Learn more about us.

    Free initial Equity Release Discussion

    To arrange a free initial equity release discussion at your home or workplace in Kent, Tunbridge Wells, Cranbrook, Tenterden, or our offices, please get in touch.

    To understand the features and risks of an Equity Release Scheme please ask for a personalised illustration. A typical fee for Equity Release is £795.00 only payable on completion.

    “I have always felt confident in Paul identifying the best product for my needs. He takes into consideration all factors and talks in clear language as to what options are available so that I can make an informed decision and feel that it is the right decision for me.”
    Samantha, Hove, East Sussex

    Paul helped us understand all we needed to understand regarding our pensions and annuity equity release fully and was so helpful and understanding. He also arranged everything and he was very professional in his organising all our needs.

    Client, Tunbridge Wells, Kent
    “He took a lot of the stress out of buying my house as he sourced the best mortgage deal for me and arranged the whole thing.”
    Cameron, Lewes

    We are reaping the benefits of the outcome arranged by Paul in reference to my private pension, which we are very happy and satisfied with. The Equity release is still ongoing but at a pace that we are happy with and we are sure that Paul is working to secure the best deal for us.

    Client, in Tenterden, Kent

    Your Advice Steps

    01 ➔

    Contact Us

    Call us on 01323 403 444 or contact us to set up a free initial meeting with one of our financial advisers or mortgage and equity release advisers. We’re happy to meet in person, on the phone or online. Just let us know what you prefer.

    02 ➔

    Get to know you

    This will be a chat to find out a bit more about you, what your financial position and goals are and how we can help. This will be entirely confidential, and you are under no obligation to use our services. We will then give you a plan of what we can do to help.

    03 ➔

    Sharing your plan

    Our advisers will talk through our recommended plan with you giving options to best meet your needs. We will take into account your current financial situation, your goals, appetite to investment risk and timeframes. You will have a chance to ask us any questions and then decide whether you want to go ahead.

    04 ➔

    Regular reviews

    Your financial position will change throughout your lifetime. We are here to help you with regular reviews to make sure your financial plan meets your financial goals and current financial situation. We’ll agree with you when and how we meet on a regular basis to make sure your management plan is right for you.

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      We are not tied to any financial institution and therefore offer you truly independent advice

      A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.

      If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.

      We are happy to serve clients with any level of wealth.

      Call 01323 403 444 or use our secure form via the button below.