Equity Release Specialists

We are Equity Release Specialists offering advice on how to release equity from your home, lifetime mortgages and much more. The Clifford Osborne Limited team are Equity Release Specialists, based in Eastbourne, East Sussex. We visit customers across the Brighton, Lewes, Bexhill, Newhaven, Seaford, Hastings, Uckfield, Crowborough, Hove and Tunbridge Wells areas (and further afield). To arrange a free initial discussion at your home, workplace or our offices contact us today. To arrange a free initial discussion at your home, workplace or our offices contact us today.

As a consumer, one of the most important things to look out for in your Equity Release Specialist is the Equity Release Council logo. Clifford Osborne is approved by the Equity Release Council, an associate member of the Society of Later Life Advisers (SOLLA) and regulated by the Financial Conduct Authority.

Equity release allows individuals aged 55 and over to release money from the property they live in without having to make any monthly repayments. There are two types of equity release; Lifetime Mortgages and Home Reversion plans.

If you’re facing a pension shortfall, need to meet an unexpected expense or want to fund a retirement treat, equity release allows you to tap into the wealth you’ve accumulated in your property without the upheaval of moving home.

Lifetime mortgages and home reversion plans are regulated by the Financial Conduct Authority. By using an equity release product, a homeowner can draw a lump sum or regular smaller sums from the value of their home whilst living there.

Equity release can play a crucial role in retirement funding and the flexibility and safeguards, which are built into plans that comply with the Equity Release Council product standards, enable homeowners safely realise their housing wealth without having to worry about making monthly repayments.

If you are thinking of taking out an equity release plan then you need to find out as much as you can about your options and weigh up the advantages and disadvantages.

As Equity Release Specialists in East Sussex, Clifford Osborne will help you to understand the steps involved and talk you through your options, the effects this might have on state benefits and tax and your obligations.

We will also explain the benefits and drawbacks of equity release so you can make an informed choice. Done correctly, equity release should have no impact on an individual’s tax position or their state benefits.

However, each individual’s circumstances need to be assessed on a standalone basis. We carry out an independent benefit assessment on your behalf at the start of the process to better understand your entitlement to benefits and check you are claiming everything to which you are entitled.

There are a wide range of products to choose from, with new and innovative products being created regularly to meet client demand and income needs. This means that whatever your equity release needs, there is likely to be a plan available.

We offer clients a truly independent advice service and a genuine Equity Release specialism. Initial meetings are without cost or obligation with Paul Clifford Dip PFS. Please contact Paul with any questions you may have.

Clifford Osborne is a member of the Equity Release Council, a body established to promote safe equity release products and protect consumers.

To understand the features and risks of an Equity Release Scheme please ask for a personalised illustration. A typical fee for Equity Release is £795.00.

Equity release logos

The advice he gave us for equity release was perfect for us, he also gave the best advice regarding the solicitor and equity release companies able to provide us with the best available deals. He took care of all the arrangements required to do this with lots of communication as to how things were proceeding. Paul is a very considerate and likable person who is able to make you feel like one his mates.


Hailsham, East Sussex

We are not tied to any financial institution and therefore offer you truly independent advice. A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.

If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.

We are happy to serve clients with any level of wealth.

Call 01323 403 444 or use our secure form via the button below: