Family Income Protection Advice
Family income protection against life’s unknowns such as critical illness or redundancy can give you and your family great peace of mind. With so many different types of protection available, it’s important to choose the right family cover. We are based in Eastbourne, East Sussex and serve clients across Hastings, Lewes, Bexhill, Seaford, Uckfield, Newhaven, Crowborough, Brighton, Hove and Tunbridge Wells (and further afield). To arrange a free initial discussion at your home, workplace or our offices contact us today.
It’s important to consider your individual needs to ensure you have the right amount of family income protection cover. We will take into consideration whether you are living in rented accommodation or have a mortgage, if you have any dependents, your daily living expenses and budget and will help you work out the right amount of cover to meet your needs.
As with most things, the cheapest option isn’t always the best one. Make sure the cover you’re considering will provide complete protection and has a robust, reliable claims process and payout history.
Clifford Osborne assists individuals and couples across East Sussex with independent advice on family protection in the following areas:
- Life Cover
- Critical Illness
- Family Income Benefit
- Mortgage Protection
- Accident Sickness and Redundancy Cover
- Private Medical Insurance
Some family income protection covers can give you access to additional benefits such as valuable health-related services which offer medical guidance when you need it. They can help you and your family make decisions regarding the best treatment and can add real value from day one.
Once you’ve made the decision to take out family income protection cover, it’s important to get protected sooner rather than later. We will consider your individual needs and suggest a provider that meets your needs, objectives and budget. Consider a provider who can offer trusts at no additional cost and we will explain the advantages to you.
For more information please get in touch.
If you place a plan under trust please remember the Financial Conduct Authority does not regulate trusts.
Myself and my wife have used Paul’s services for a number of years. He is extremely helpful, explains everything very clearly and is easy to get hold of, no matter what time of the day. He gave us a number of alternative options and talked through the best plan for our family. Paul is very friendly and extremely good at what he does, I would recommend his services to anyone.Ceri
We needed some very specific advice on life insurance and a more general conversation about pension provision. He was prompt, efficient and told us what we needed to know on the specifics, and was happy to have a more general conversation, which will probably lead to us seeking further advice from Paul very soon.
He explains things well and doesn’t bring any pressure to bear, leaving the final decision up to the client. We bought a life insurance product through Paul, which was what we needed and we are thinking seriously about adjusting our pension provision.Tim
We are not tied to any financial institution and therefore offer you truly independent advice. A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.
If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we'll contact you as soon as we can.
We are happy to serve clients with any level of wealth.
Call 01323 403 444 or use our secure form via the button below: