A recent report from the Environment Agency has revealed that one in four properties in England are in areas vulnerable to flooding, with millions of homes at risk of being overwhelmed by water from rivers, the sea, or surface water accumulation.
The survey examined 25 million homes across England to evaluate their flood risk. The findings indicate that 4.6 million properties are now susceptible to flooding from surface water – a dramatic 43% increase from the agency’s previous assessment in 2018.
Surface water flooding occurs when rainwater fails to drain properly, often due to intense rainfall, waterlogged ground, or overwhelmed drainage systems, leading to flash floods that can develop within minutes.
Climate change and future flood risks
Currently, 6.3 million homes face flooding threats, but the flood risk dangers are expected to rise significantly due to climate change. Projections suggest that, by 2050, the number of at-risk homes could increase to around 8 million.
Rising global temperatures contribute to more extreme weather patterns, with heavier rainfall and rising sea levels exacerbating the issue.
Preparedness and mitigation
As flood risks continue to climb, experts are urging homeowners, businesses and policymakers to take proactive steps to mitigate potential damage.
Investing in improved drainage infrastructure, implementing sustainable urban planning and increasing public awareness are crucial measures in addressing the growing flood risk threat.
Protecting your home
While flooding is a significant risk for millions of homeowners, it’s just one of many potential threats to your property. A comprehensive home insurance policy can provide vital protection against fire, theft, storm damage and other unexpected events.
Ensuring you have the right cover in place can give you peace of mind, no matter what challenges arise. Review your policy with us to make sure your home is fully protected.
Get in touch
Rising flood risk can be worrying — especially if you’re unsure whether your home or insurance offers enough protection. Taking time to review your cover now can make all the difference should the unexpected happen.
Our team of financial advisers offers clear, personal advice to help you understand your options and make sure your property and finances are properly safeguarded. We’ll guide you through the details so you can feel confident your home is well protected against flooding and other potential risks.
We’re based in Eastbourne, East Sussex but support clients across the South East — including Brighton, Lewes, Hastings, Bexhill, Uckfield, Heathfield, Newhaven, Seaford, Tunbridge Wells and beyond.
To learn more about how we work, you can explore our helpful videos explaining our FCA-approved approach, or browse our blogs for insights on home protection, insurance and planning.
Contact us today to arrange a friendly, no-obligation chat with one of our experienced advisers.
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