We give you the option of a secure video meeting which offers the same, in depth consultation and planning and the chance to ask any questions you may have.

Please do let us know at the outset if this is your preference and we’ll be delighted to facilitate this for you.

Home Reversion Plans

For your peace of mind, we do not charge any upfront fees for Independent Equity Release advice.

A Home Reversion Plan allows you to release funds from all or part of the value of your property while retaining the right to remain there, rent free, for the rest of your life.

Our Independent Financial Advisors (IFA), are specialists in Home Reversion Plans for clients in across East Sussex. From our base in Eastbourne, we help customers in Brighton, Hove, Tunbridge Wells, Newhaven, Lewes, Seaford, Hastings, Uckfield, Bexhill and Crowborough. As a result of recommendations from current clients we are providing home reversion planning advice well beyond the East Sussex borders too. To arrange a free initial discussion at your home, workplace or our offices contact us today.

As a consumer, one of the most important things to look out for in your home reversion advisor is the Equity Release Council logo. Clifford Osborne is approved by the Equity Release Council, an associate member of the Society of Later Life Advisers (SOLLA) and regulated by the Financial Conduct Authority.

How Home Reversion Works

The provider will purchase all or part of your house taking into account your age and health and will provide you with a tax-free cash lump sum (or regular payments) and a lifetime lease.

There is no day-to-day interference and no restrictions on treating the house exactly as before; as a private home to live in freely. The percentage you retain in your property will always remain the same regardless of the change in property values, unless you decide to take further cash releases.

At the end of the plan your property is sold and the sale proceeds are shared according to the remaining proportions of ownership. With both a Lifetime Mortgage and a Home Reversion Plan it is possible to give a homeowner certainty in their future finances.

We can help you establish how taking out a Lifetime Mortgage or a Home Reversion Plan might affect your tax position, your eligibility for means-tested benefits or your ability to move or sell your property.

We offer clients a truly independent advice service and a genuine home reversion specialism. Initial meetings are without cost or obligation with Paul Clifford Dip PFS Cert CII (MP ER) Cert (DM), Later Life Specialist Adviser. Please contact Paul with any questions you may have.

To understand the features and risks of an Equity Release Scheme please ask for a personalised illustration. A typical fee for Equity Release is £795.00.

A Lifetime Mortgage and may reduce the value of your estate and may affect your entitlement to means tested State Benefits. To understand the features and risks please ask Clifford Osborne to provide a personalised illustration.

How much Equity could I access?

Use our simple form to find out how much equity you could access.

Equity Release Calculator
“Paul is very professional, approachable and very tenacious in sourcing the best financial products to suit me. He is always keen to outline in detail the pros and cons of any product in a way that is easily understandable, exactly the level of service I want from a financial adviser.”
Dave, Eastbourne, East Sussex
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    We are not tied to any financial institution and therefore offer you truly independent advice

    A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.

    If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.

    We are happy to serve clients with any level of wealth.

    Call 01323 403 444 or use our secure form via the button below.

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