You may be looking for a first time mortgage, or maybe you’re remortgaging. With so many mortgage deals on offer from a wide range of lenders, it can be really hard to know which one is right for you.

There are fixed rates, variable rates, deals with options such as cashback, and offset arrangements, to name but a few. Then there’s the stress of completing and submitting your application to a lender.

Help is at hand

At Clifford Osborne, we’re experienced and independent mortgage advisers. Being independent means we aren’t tied to any financial institution and therefore offer you truly independent advice. We will research all of your mortgage options, and help you find a deal that’s appropriate for your budget. We will talk you through terms and conditions and guide you through the information and documentation you will require.

We will explain how to get a mortgage agreed in principle. This is important as it shows you are a serious buyer and are in a position to proceed with a purchase.

And that’s not all; we can offer expert, independent advice on important points such as choosing a solicitor, why it makes sense to have a property survey done, and when you need to insure your new home.

Get in touch

Learn more about our mortgage advice. We are based in East Sussex, but meet with clients across Eastbourne, Hastings, Bexhill, Tunbridge Wells, Brighton, Battle, Newhaven, Seaford, Uckfield and further afield. You’re welcome to book a free initial meeting with our advisers – please get in touch to book.

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments.

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It is important to take professional advice before making any decision relating to your personal finances. Information within this blog is based on our current understanding of taxation and can be subject to change in future.

It does not provide individual tailored investment advice and is for guidance only. Some rules may vary in different parts of the UK; please ask for details. We cannot assume legal liability for any errors or omissions it might contain. Levels and bases of, and reliefs from, taxation are those currently applying or proposed and are subject to change; their value depends on the individual circumstances of the investor.

The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated.

If you withdraw from an investment in the early years, you may not get back the full amount you invested. Changes in the rates of exchange may have an adverse effect on the value or price of an investment in sterling terms if it is denominated in a foreign currency. Taxation depends on individual circumstances as well as tax law and HMRC practice which can change.

The information contained within the blog is for information purposes only and does not constitute financial advice.

The purpose of the blog is to provide technical and general guidance and should not be interpreted as a personal recommendation or advice.