We give you the option of a secure video meeting which offers the same, in depth consultation and planning and the chance to ask any questions you may have.

Please do let us know at the outset if this is your preference and we’ll be delighted to facilitate this for you.

Inheritance Tax Planning

Inheritance Tax Planning (IHT) is a complex area that requires consideration and careful planning – often over a number of years. As IFA’s based in Eastbourne, East Sussex, we support clients with inheritance tax planning and advice across the Hastings, Uckfield, Seaford, Crowborough, Newhaven, Lewes, Bexhill, Tunbridge Wells, Brighton and Hove areas. As a result of recommendations from current clients we are providing investment advice well beyond the East Sussex borders too. To arrange a free initial discussion at your home, workplace or our offices contact us today.

The important word here is ‘planning’, as there are inheritance tax rules that can take several years to take effect and leave you in the best position with regards to the tax due on the assets you leave behind. Your estate consists of all the assets you own including property and shares.

You could decide to make larger gifts which, provided you live for seven years after making the gift, will not normally be subject to any inheritance tax. It’s also possible to carry out inheritance tax planning using your home, but you must ensure you follow certain rules which differ depending on whether you decide to still live in the house or move elsewhere, and the seven year rule also applies here.

We offer a range of simple, flexible products to reduce your inheritance tax liability quickly. Unlike gifts or trusts, which take seven years to be fully exempt from inheritance tax, investments in our products provide exemption after just two years. You retain control of your money at all times.

We are able to assess your situation, and recommend a suitable course of action to make sure you leave your loved ones with as much as possible.

We can help you reduce your inheritance tax liability in a variety of ways including:

  • Making transfers which are exempt immediately from inheritance tax (IHT)
  • Gifting arrangements
  • Discounted gift arrangements
  • Loan trusts
  • Business property relief (BPR)
  • Establishing estate planning trusts
  • Lifetime mortgages
  • Arranging insurance written into trust
  • Leaving a charitable legacy

The Financial Conduct Authority does not regulate will writing, taxation and trust advice.

“Paul has dealt with our finances for a number of years and has always shown a very professional approach to our requirements. He always listens to what we have to say and explains everything in such a way that we can understand. He is willing to travel to our home if we are unable to get to his office and is always friendly and courteous in every way.”
Paul & Joan, Brockham, Surrey
View All Our Testimonials

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    We are not tied to any financial institution and therefore offer you truly independent advice

    A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.

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