Meet the Team

Paul Clifford FPFS FCII EFP Chartered Financial Planner
Director and Principal

Paul has over 20 years’ experience in financial planning and services and has featured in Times Money, The Telegraph, The Daily Mail and The Independent. Working from our offices in Eastbourne, Paul meets clients across East Sussex and Kent including Bexhill, Hastings, Brighton, Tunbridge Wells, Lewes, Battle, Crowborough, Uckfield and further afield.

For the past eight consecutive years, Clifford Osborne has been accredited by leading independent review website, VouchedFor, as a top-rated financial adviser in East Sussex.

With a proven reputation for making the complex seem simple, Paul communicates in a friendly, jargon-free style that clients find easy to understand. He holds specialist qualifications that enable him to provide advice on pension transfers, financial planning, divorce and separation and is expert in later-life matters such as equity release, funding care fees and care home fees planning.

“We provide a personal, bespoke service working with clients who are looking for a long-term professional relationship built around trust and openness.”

Paul lives in Eastbourne and is married with three children. In his spare time he enjoys cooking, outdoor pursuits with his beloved Labrador Wilf and spending time with his family.

  • Fellowship Chartered Insurance Institute (CII) FPFS
  • Advanced Financial Planning Certificate (CII) APFS
  • AF1 Advanced Diploma Personal Taxation and Trust Planning (CII)
  • AF5 Advanced Diploma Financial Planning Process (CII)
  • AF4 Advanced Diploma Investment Planning (CII)
  • AF3 Advanced Diploma Pension Planning (CII)
  • J10 Discretionary Investment Management (CII)
  • JO5 Pension Income Options (CII)
  • JO8 Financial Planning Practice (CII)
  • JO1 Personal Taxation CII
  • RO4 Pension and Retirement Planning (CII)
  • RO2 Investment Principles (CII)
  • RO1 Regulation and Ethics (CII)
  • CF2 Investment and Risk (CII)
  • CF8 Long Term Care (CII)
  • ER1 Equity Release (CII)
  • Mortgage Advice Qualification MAQ (CII)
  • Certificate in Mortgage Advice and Practice CeMAP 3 (IFS)
  • Certificate in Mortgage Advice and Practice CeMAP 2 (IFS)
  • Certificate in Mortgage Advice and Practice CeMAP 1 (IFS)
  • Financial Planning Certificate 3 (CII)
  • Financial Planning Certificate 2 (CII)
  • Financial Planning Certificate 1 (CII)
  • Life and Pensions Foundation Certificate
  • FA1 Life Office Administration (CII)
  • Professional Estate Planning Certificate

All of the team here at Clifford Osborne are friendly, conscientious and efficient with excellent organisational skills who work together to provide continued client care and great service.

FS Administration Manager

Donna Lynam

FS Administrator

Emma Watkins

Administration Support

Sam Edwards

Rachel Williams

Joy Brosnan

Charlotte Clifford

Staff Wellbeing Manager


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