Mortgage Broker – Independent Mortgage Advice
Whether you’re a first time buyer, moving home, looking to raise capital or simply want to save money on your mortgage deal, our independent Mortgage Broker in Eastbourne, East Sussex is here to help.
As well as providing you with free mortgage advice and mortgage broker services, we are specialists in lifetime mortgages and equity release.
From our base in East Sussex, we serve clients across Bexhill, Hastings, Lewes, Seaford, Newhaven, Crowborough and Uckfield. And, as a result of recommendations, help clients well beyond the East Sussex borders too.
Why choose us for Mortgage Advice?
We offer daytime and early evening mortgage advisor appointments, meaning we can work around your schedule, however hectic your lifestyle.
Whether you’re a complete newcomer to the mortgage maze, homeowner, or seasoned property investor, we’ll give you all the time and advice you need – without the jargon.
It’s always daunting choosing a mortgage broker, so you may find it reassuring to know that we have over 360 very high scoring client reviews on VoucherFor, as well as more on Google, TrustPilot and Unbiased (and it’s not just us saying we are focused on delivering excellent customer service every step of the way).
To arrange a free initial discussion at your home, workplace or our offices in Eastbourne, East Sussex, please contact us today.
As your mortgage broker, we’ll keep you up to date at every stage of the process and you are welcome to call or drop in and see us anytime at – even if it’s just for coffee!
We’ll handle all paperwork from mortgage application to completion and you only have to make one call to get started.
Our Mortgage Broker Service includes independent advice on:
- Residential Purchase
- Help to Buy Schemes
- Residential Remortgage, Refinance, Restructure – Capital Raising
- Buy to Let Purchase, Remortgage, Refinance, Restructure – Capital Raising
- Let to Buy Purchase, Remortgage, Refinance, Restructure – Capital Raising
- Equity Release Purchase, Remortgage, Refinance
- Lifetime Mortgages Purchase, Remortgage, Refinance
- Commercial Mortgages, Bridging Finance
- Secured Loans and 2nd Mortgages
- Properties of Non Standard Construction
Your home/property may be repossessed if you do not keep up repayments on your mortgage.The Financial Conduct authority does not regulate all types of buy to let mortgages.
Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application.
Our Mortgage Broker Fees Explained
As your mortgage broker, we charge an application fee of £399, this fee is only charged once your mortgage has been agreed in principle with the lender. If your circumstances are more complex, we may charge a higher fee. Our maximum fee is 1.5% of the loan value.
These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.
A typical fee for Equity Release Advice is £795.00 payable on completion only.
Lifetime Mortgages and Equity Release Services
As well as more regular mortgage broker services, our team in Eastbourne, East Sussex can help you with specialist advice on lifetime mortgages or equity release.
We are trusted and experienced Independent Financial Advisers (IFA) established and managed by Paul Clifford FPFS FCII EFP Chartered Financial Planner.
We are also approved by the Equity Release Council, an associate member of the Society of Later Life Advisers (SOLLA) and regulated by the Financial Conduct Authority.
Our mortgage broker can also provide expert Lifetime Mortgage advice on schemes and rates, without cost or obligation from an initial meeting.
So if you have any lifetime mortgage or equity release questions, please do get in touch for more information.
Your Advice Steps
01 ➔
Contact Us
Call us on 01323 403 444 or contact us to set up a free initial meeting with one of our financial advisers or mortgage and equity release advisers. We’re happy to meet in person, on the phone or online. Just let us know what you prefer.
02 ➔
Get to know you
This will be a chat to find out a bit more about you, what your financial position and goals are and how we can help. This will be entirely confidential, and you are under no obligation to use our services. We will then give you a plan of what we can do to help.
03 ➔
Sharing your plan
Our advisers will talk through our recommended plan with you giving options to best meet your needs. We will take into account your current financial situation, your goals, appetite to investment risk and timeframes. You will have a chance to ask us any questions and then decide whether you want to go ahead.
04 ➔
Regular reviews
Your financial position will change throughout your lifetime. We are here to help you with regular reviews to make sure your financial plan meets your financial goals and current financial situation. We’ll agree with you when and how we meet on a regular basis to make sure your management plan is right for you.
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We are not tied to any financial institution and therefore offer you truly independent advice
A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.
If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.
We are happy to serve clients with any level of wealth.
Call 01323 403 444 or use our secure form via the button below.