We give you the option of a secure video meeting which offers the same, in depth consultation and planning and the chance to ask any questions you may have.

Please do let us know at the outset if this is your preference and we’ll be delighted to facilitate this for you.

Retirement/Later Life Advice

For your peace of mind, we do not charge any upfront fees for Independent Equity Release advice.

Clifford Osborne specialises in the financial needs of people in, or approaching, retirement. Our independent financial advisors in Eastbourne offer expert retirement advice and later life financial planning options. We offer financial services and later life and retirement advice in East Sussex, Brighton, Hove, Tunbridge Wells, Eastbourne, Lewes, Seaford, Bexhill, Hastings, Newhaven, Crowborough and Uckfield. To arrange a free initial discussion at your home, workplace or our offices contact us today.

We are members of The Society of Later Life Advisers (SOLLA) that aims to assist consumers and their families in finding trusted accredited financial advisers who understand financial needs in later life.

The complexities of the decisions you and your family may need to face when looking at issues such as care funding or equity release need careful consideration.

As later life advisers we are happy to provide guidance on:

  • Equity Release
  • Long Term Care
  • Pension Lump Sums
  • Pension Income Withdrawal
  • Pension Income Drawdown
  • Retirement Income Options
  • Impaired & Enhanced Annuities
  • Open Market Annuity Options
  • Lump Sum Investments
  • Savings
  • Inheritance Tax Planning (IHT) Estate Planning

Read more useful information from free advice services.

More about Retirement Planning

Get in Touch

We are a VouchedFor Top Rated firm of Independent Financial Advisers (IFA) for East Sussex, including Brighton, Hove, Tunbridge Wells, Eastbourne, Lewes, Seaford, Bexhill, Hastings, Newhaven, Crowborough and Uckfield. Please get in touch for your free initial pension review with no obligation.

To understand the features and risks of an Equity Release Scheme please ask for a personalised illustration. A typical fee for Equity Release is £795.00.

A Lifetime Mortgage and may reduce the value of your estate and may affect your entitlement to means tested State Benefits. To understand the features and risks please ask Clifford Osborne to provide a personalised illustration.

How much Equity could I access?

Use our simple form to find out how much equity you could access.

Equity Release Calculator
“We have had over the years from the late 80’s onwards a variety of financial advisors for various stages of our careers as University Lecturers. We came to Paul Clifford late on and he has been the best and most sympathetic and practical advisor from all of the four advisors we have had. He was particularly good on pensions and retirement advice.”
Peter, Brighton, East Sussex
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    We are not tied to any financial institution and therefore offer you truly independent advice

    A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.

    If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.

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