Retirement/Later Life Advice

For your peace of mind, we do not charge any upfront fees for Independent Equity Release advice for releasing equity in your home.

Clifford Osborne specialises in the financial needs of people in, or approaching, retirement. Our independent financial advisors in Eastbourne offer expert retirement advice and later life financial planning options. We offer financial services and later life and retirement advice in East Sussex, Brighton, Hove, Tunbridge Wells, Eastbourne, Lewes, Seaford, Bexhill, Hastings, Newhaven, Crowborough and Uckfield. To arrange a free initial discussion at your home, workplace or our offices contact us today.

We are members of The Society of Later Life Advisers (SOLLA) that aims to assist consumers and their families in finding trusted accredited financial advisers who understand financial needs in later life.

The complexities of the decisions you and your family may need to face when looking at issues such as care funding or equity release need careful consideration.

Book your FREE initial review

If you would prefer to talk to us, please call 01323 403 444

    Nature of enquiry

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    As later life advisers we are happy to provide guidance on:

    • Equity Release
    • Long Term Care
    • Pension Lump Sums
    • Pension Income Withdrawal
    • Pension Income Drawdown
    • Retirement Income Options
    • Impaired & Enhanced Annuities
    • Open Market Annuity Options
    • Lump Sum Investments
    • Savings
    • Inheritance Tax Planning (IHT) Estate Planning

    Read more useful information from free advice services.

    More about Retirement Planning

    Get in Touch

    We are a VouchedFor Top Rated firm of Independent Financial Advisers (IFA) for East Sussex, including Brighton, Hove, Tunbridge Wells, Eastbourne, Lewes, Seaford, Bexhill, Hastings, Newhaven, Crowborough and Uckfield. Please get in touch for your free initial pension review with no obligation.

    To understand the features and risks of an Equity Release Scheme please ask for a personalised illustration. A typical fee for Equity Release is £795.00.

    A Lifetime Mortgage and may reduce the value of your estate and may affect your entitlement to means tested State Benefits. To understand the features and risks please ask Clifford Osborne to provide a personalised illustration.

    How much Equity could I access?

    Use our simple form to find out how much equity you could access.

    “We have had over the years from the late 80’s onwards a variety of financial advisors for various stages of our careers as University Lecturers. We came to Paul Clifford late on and he has been the best and most sympathetic and practical advisor from all of the four advisors we have had. He was particularly good on pensions and retirement advice.”
    Peter, Brighton, East Sussex

    Your Advice Steps

    01 ➔

    Contact Us

    Call us on 01323 403 444 or contact us to set up a free initial meeting with one of our financial advisers or mortgage and equity release advisers. We’re happy to meet in person, on the phone or online. Just let us know what you prefer.

    02 ➔

    Get to know you

    This will be a chat to find out a bit more about you, what your financial position and goals are and how we can help. This will be entirely confidential, and you are under no obligation to use our services. We will then give you a plan of what we can do to help.

    03 ➔

    Sharing your plan

    Our advisers will talk through our recommended plan with you giving options to best meet your needs. We will take into account your current financial situation, your goals, appetite to investment risk and timeframes. You will have a chance to ask us any questions and then decide whether you want to go ahead.

    04 ➔

    Regular reviews

    Your financial position will change throughout your lifetime. We are here to help you with regular reviews to make sure your financial plan meets your financial goals and current financial situation. We’ll agree with you when and how we meet on a regular basis to make sure your management plan is right for you.

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      We are not tied to any financial institution and therefore offer you truly independent advice

      A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.

      If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.

      We are happy to serve clients with any level of wealth.

      Call 01323 403 444 or use our secure form via the button below.