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Don't get caught out by pension scams - read our short post and if you don't talk to us make sure you speak to a Regulated Independent Financial Adviser.
Clifford Osborne Limited is Financial Conduct Authority Authorised and Regulated to give investment advice that is unbiased, comprehensive and in a client's best interest.
Self-Invested Personal Pension SIPP explained
A Self-Invested Personal Pension (SIPP pension) is a pension that allows you to take control over how you plan for your retirement. It is a registered pension plan that gives you a flexible and tax-efficient method of preparing for your retirement, options on how you put money in, how you invest it and how it’s paid out. To arrange a free initial discussion at your home, workplace or our offices contact us today.
Both you and your employer can make contributions into your SIPP on a can be a one-off or regular basis.
You can also decide to transfer your existing pension into it. You can even put commercial property into your SIPP. From there, you (or your investment adviser and pension specialist Paul Clifford) can take control of what you do with your fund. And, when it comes to your retirement, you can take the benefits in a way that suits you and helps reduce your potential tax liability.
There are two basic methods of adding to your pension plan: transfer and contribution and you can combine the two. As you can have more than one pension fund, you could also consider transferring an existing pension plan or policy into a SIPP.
You can transfer from:
- Stakeholder Pension Plan
- Personal Pension Plan (including Self -Invested Personal Pension)
- Executive Pension Plan (including Small Self-Administered Pension)
- Retirement Annuity Contract
- Free Standing Additional Voluntary Contributions Plan
- Buy-Out Contract (Section 32 Plan)
- Final Salary Scheme
Read more about pension transfer and your options above or below 55 year of age.
Clifford Osborne Limited is a trusted firm of independent financial advisors (IFA) based in Eastbourne - established and managed by Paul Clifford. His area of expertise is pre and post retirement planning and he provides pension transfer advice to clients in Bexhill, Lewes, Hastings, Crowborough, Uckfield, Seaford, Newhaven, Tunbridge Wells, Brighton and Hove, as well as further afield outside East Sussex.
Not all permitted investment options are regulated by the Financial Conduct Authority and may not be protected by the Financial Services Compensation Scheme
The value of your investments is not guaranteed and you may not get back the full amount invested.
We are not tied to any financial institution and therefore offer you truly independent advice. A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.
If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.
We are happy to serve clients with any level of wealth.
Call 01323 403 444 or use our secure form via the button below: