{"id":4814,"date":"2014-12-18T15:55:06","date_gmt":"2014-12-18T15:55:06","guid":{"rendered":"http:\/\/cliffordosborne.agentgorringe.uk\/?page_id=15"},"modified":"2023-03-30T14:34:13","modified_gmt":"2023-03-30T13:34:13","slug":"home-reversion-plans","status":"publish","type":"page","link":"https:\/\/cliffordosborne.co.uk\/home-reversion-plans\/","title":{"rendered":"Home Reversion Plans"},"content":{"rendered":"

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Home Reversion Plans<\/h1><\/h1><\/div>
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For your peace of mind, we do not charge any upfront fees for Independent Equity Release advice for releasing equity in your home.<\/strong><\/p>\n<\/div>\n

A Home Reversion Plan allows you to release funds from all or part of the value of your property while retaining the right to remain there, rent free, for the rest of your life.<\/p>\n

Our Independent Financial Advisors (IFA), are specialists in Home Reversion Plans for clients in across East Sussex. From our base in Eastbourne, we help customers in Brighton, Hove, Tunbridge Wells, Newhaven, Lewes, Seaford, Hastings, Uckfield, Bexhill and Crowborough. As a result of recommendations from current clients we are providing home reversion planning advice well beyond the East Sussex borders too. To arrange a free initial discussion at your home, workplace or our offices contact us today.<\/p>\n

As a consumer, one of the most important things to look out for in your home reversion advisor is the Equity Release Council logo. Clifford Osborne is approved by the Equity Release Council<\/a>, an associate member of the Society of Later Life Advisers (SOLLA) and regulated by the Financial Conduct Authority.<\/p>\n

How Home Reversion Works<\/h2>\n

The provider will purchase all or part of your house taking into account your age and health and will provide you with a tax-free cash lump sum (or regular payments) and a lifetime lease.<\/p>\n

There is no day-to-day interference and no restrictions on treating the house exactly as before; as a private home to live in freely. The percentage you retain in your property will always remain the same regardless of the change in property values, unless you decide to take further cash releases.<\/p>\n

At the end of the plan your property is sold and the sale proceeds are shared according to the remaining proportions of ownership. With both a Lifetime Mortgage and a Home Reversion Plan it is possible to give a homeowner certainty in their future finances.<\/p>\n

We can help you establish how taking out a Lifetime Mortgage or a Home Reversion Plan might affect your tax position, your eligibility for means-tested benefits or your ability to move or sell your property.<\/p>\n

We offer clients a truly independent advice service and a genuine home reversion specialism. Initial meetings are without cost or obligation with Paul Clifford Dip PFS Cert CII (MP ER) Cert (DM), Later Life Specialist Adviser. Please contact Paul with any questions you may have.<\/p>\n

To understand the features and risks of an Equity Release Scheme please ask for a personalised illustration. A typical fee for Equity Release is \u00a3795.00.<\/strong><\/p>\n

A Lifetime Mortgage and may reduce the value of your estate and may affect your entitlement to means tested State Benefits. To understand the features and risks please ask Clifford Osborne to provide a personalised illustration.<\/p>\n<\/div>

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How much Equity could I access?<\/h2><\/div>

Use our simple form to find out how much equity you could access.<\/p>\n<\/div>

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Equity Release Calculator<\/span><\/a><\/div>
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“Paul is very professional, approachable and very tenacious in sourcing the best financial products to suit me. He is always keen to outline in detail the pros and cons of any product in a way that is easily understandable, exactly the level of service I want from a financial adviser.”<\/div><\/div><\/blockquote>
Dave<\/strong>, Eastbourne, East Sussex<\/span><\/span><\/div><\/div><\/div>
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View All Our Testimonials<\/span><\/a><\/div>
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Your Advice Steps<\/h2><\/div><\/div><\/div>

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Contact Us<\/h3><\/div>

Call us on 01323 403 444 or contact us<\/a> to set up a free initial meeting with one of our financial advisers or mortgage and equity release advisers. We\u2019re happy to meet in person, on the phone or online. Just let us know what you prefer.<\/p>\n<\/div><\/div><\/div>

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Get to know you<\/h3><\/div>

This will be a chat to find out a bit more about you, what your financial position and goals are and how we can help. This will be entirely confidential, and you are under no obligation to use our services. We will then give you a plan of what we can do to help.<\/p>\n<\/div><\/div><\/div>

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Sharing your plan<\/h3><\/div>

Our advisers will talk through our recommended plan with you giving options to best meet your needs. We will take into account your current financial situation, your goals, appetite to investment risk and timeframes. You will have a chance to ask us any questions and then decide whether you want to go ahead.<\/p>\n<\/div><\/div><\/div>

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Regular reviews<\/h3><\/div>

Your financial position will change throughout your lifetime. We are here to help you with regular reviews to make sure your financial plan meets your financial goals and current financial situation. We\u2019ll agree with you when and how we meet on a regular basis to make sure your management plan is right for you.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n

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Sign up to our Newsletter<\/h2>\n

Sign up to our email newsletter to receive financial news and updates from our team every two months.<\/p>\n

Please check your inbox (and spam folder), to confirm your subscription.<\/p>\n

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