We give you the option of a secure video meeting which offers the same, in depth consultation and planning and the chance to ask any questions you may have.

Please do let us know at the outset if this is your preference and we’ll be delighted to facilitate this for you.

Your Retirement Pot

If you’re approaching 55 or about to retire, Clifford Osborne can tell you more about what you can do with your retirement pot. Book a review meeting today.

Approaching 55 or about to retire?

Under age 55*

  • You can’t release or cash in your pension (unless you’re too ill to work)*

  • You can use your pension pot to buy a fixed secure regular lifetime income for the rest of your life (annuity purchase)
  • You can transfer your pension from one regulated scheme to another*green tickYou can use your pension to provide flexible retirement income (flexi access drawdown)
  • You can take your pension as cash in stages (uncrystalised pension fund lump sum) UPFLS

  • You can take the whole pot in cash at one go

There may be tax implications for how you access your savings.

Clifford Osborne are regulated financial advisers and are authorised by the financial conduct authority (FCA). You should consider taking independent financial advice before making a decision that could affect the rest of your life.

Don’t Get Stung

Don’t get caught out by pension scams – read our short post and if you don’t talk to us make sure you speak to a Regulated Independent Financial Adviser.

Read More

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    We are not tied to any financial institution and therefore offer you truly independent advice

    A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.

    If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.

    We are happy to serve clients with any level of wealth.

    Call 01323 403 444 or use our secure form via the button below.

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