Equity Release Specialist Brighton & Hove

Are you looking for a specialist in equity release in Brighton and Hove? Clifford Osborne Independent Financial Advisers (IFA) offer advice on the best ways to release equity from your home via lifetime mortgages or home reversion plan options. If you choose us, we promise you will get prompt, professional and clear advice to enable you to make an informed decision. We are chartered financial planners and members of the Equity Release Council.

Our equity release specialists in Brighton and Hove offer a bespoke service to individuals, solicitors, accountants, bookkeepers, business owners, corporates and trustees across Sussex. Learn more about our financial advisers and the team.

How does Equity Release Work?

    • Equity Release is available to those over the age of 55 to release money from the home they live in without having to make monthly payments. If you’re facing an unexpected expense or a pension shortfall, you could be eligible to draw a lump sum or regular smaller sums from your home
    • We will set up a face-to-face meeting with you to discuss equity release in Brighton or Hove to evaluate your circumstances and carry out an independent benefit assessment to better understand your entitlement to benefits and check you are claiming everything you should be
    • Together we will weigh up the advantages and disadvantages of each equity release plan so you can make a well-judged decision
    • There are many different products/plans for equity release to choose from, so we will help you identify an ideal plan for you
    • If done correctly, equity release should have no impact on your tax position or your state benefits.

Book your FREE initial review

If you would prefer to talk to us, please call 01323 403 444

    Nature of enquiry

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    Why choose our Equity Release specialists in Brighton & Hove?

    • We are members of the Equity Release Council (ERC). Clifford Osborne is listed as a recommended equity release adviser on the Equity Release Council website. This means that the products we offer you are regulated by rules and guidance set up by this industry body. You can feel safe and confident with the product you choose
    • Clifford Osborne is a member of the Society of Later Life Advisers (SOLLA). Our advisers are fully accredited by SOLLA, a not-for-profit organisation that ensures people are better informed about the financial issues of later life
    • We’re committed to placing your interests first
    • You will have complete openness and honesty from our Chartered Financial Advisers
    • We’ll help you understand the steps involved with Equity Release, talk you through your options and the effectsthey may have on your state benefits, tax and obligations.

    Clifford Osborne is highly recommended by its customers. The firm achieved a place in the UK’s top 250 VouchedFor ‘Top Rated IFA’s in 2016’ (as well as from 2013-2015).

    Top Equity Release Scheme Tips

    Paul Clifford has written a guide with the top 10 equity release scheme tips for you to follow. We hope they help.

    If you’re looking for other financial services in Brighton and Hove, Clifford Osborne are experts in mortgage advice, pension advice, investment advice and more. Please contact us if you have any questions and to arrange your free consultation.

    To understand the features and risks of an Equity Release Scheme please ask for a personalised illustration. A typical fee for Equity Release is £795.00.

    “The advice he gave us for equity release was perfect for us, he also gave the best advice regarding the solicitor and equity release companies able to provide us with the best available deals. He took care of all the arrangements required to do this with lots of communication as to how things were proceeding”
    Roger, East Sussex
    “When it came to looking into the possibility of moving house I knew we would find it difficult as I am self-employed. Paul took our needs & concerns on board & helped us get the mortgage we needed. Without his expertise & advice we would have struggled without question.”
    Andy and Sharon, Eastbourne, East Sussex
    “I would vouch for Paul Clifford. He explained to me clearly all that Equity Release entailed, together with the built in safeguards and checks. He was an excellent interdediary with the solicitor, following up any problems which arose.”
    Patricia, Brighton

    Your Advice Steps

    01 ➔

    Contact Us

    Call us on 01323 403 444 or contact us to set up a free initial meeting with one of our financial advisers or mortgage and equity release advisers. We’re happy to meet in person, on the phone or online. Just let us know what you prefer.

    02 ➔

    Get to know you

    This will be a chat to find out a bit more about you, what your financial position and goals are and how we can help. This will be entirely confidential, and you are under no obligation to use our services. We will then give you a plan of what we can do to help.

    03 ➔

    Sharing your plan

    Our advisers will talk through our recommended plan with you giving options to best meet your needs. We will take into account your current financial situation, your goals, appetite to investment risk and timeframes. You will have a chance to ask us any questions and then decide whether you want to go ahead.

    04 ➔

    Regular reviews

    Your financial position will change throughout your lifetime. We are here to help you with regular reviews to make sure your financial plan meets your financial goals and current financial situation. We’ll agree with you when and how we meet on a regular basis to make sure your management plan is right for you.

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      We are not tied to any financial institution and therefore offer you truly independent advice

      A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.

      If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.

      We are happy to serve clients with any level of wealth.

      Call 01323 403 444 or use our secure form via the button below.