Have you accumulated a portfolio of savings, investments or Individual Savings Accounts (ISAs)?
Has it been a while since these have been reviewed?
Have you tried to manage the investments yourself and now don’t have the time to monitor them or are worried that you are doing things wrong?
Clifford Osborne offer an Investment Review Service from our offices in Eastbourne, East Sussex with clients coming from Lewes, Seaford, Bexhill, Hastings, Newhaven, Crowborough, Uckfield, Brighton, Hove and Tunbridge Wells. To arrange a free initial discussion at your home, workplace or our offices contact us today.
The Most Important Considerations When Constructing an Investment Portfolio
- Are your investments being held in the correct tax wrappers?
- Are there any tax wrappers or allowances you are not using but should consider?
- Are your investments held by the right individual for example should my spouse hold them for tax saving and tax efficiently?
- Is my investment portfolio tailored to the level of risk that I am willing to take at this time and can this adapt to meet my current and future needs?
- Is my portfolio being regularly rebalanced to ensure that the agreed level or risk does not exceed the amount I am willing to take?
- Have I diversified my investment portfolio across a number of different investments? This does not mean spreading investments over different product providers which is the misconception by most private investors, but spreading the investments over different asset classes market sectors and geographical area.
- Have I considered sheltering my investments from inheritance tax?
- Are my investments being regularly reviewed and changed to keep pace with any changes in legislation, the economy or the performance in the underlying investments?
A good investment strategy can quickly fall apart if it is not regularly reviewed to keep it on track. Our investment review service will help you understand the answers to some of the above questions.
Clifford Osborne Limited is a trusted firm of independent financial advisors offering Investment Reviews (IFA) in Eastbourne, East Sussex. Contact us for an initial free investment expert meeting.
We serve clients throughout East Sussex, including Uckfield, Lewes, Crowborough, Hastings, Seaford and Newhaven.