Pension Review Advice from our Pension Advisors

Our Independent Financial Advisors and Pension Advisors are based in Eastbourne, East Sussex and serve clients in Eastbourne, Lewes, Seaford, Bexhill, Hastings, Newhaven, Crowborough, Uckfield, Tunbridge Wells, Brighton and Hove. To arrange a free initial discussion at your home, workplace or our offices contact us today.

In order to start a pension review you need to sign a Letter of Authority that gives permission for Clifford Osborne Limited pension advisors to obtain up to date information about your existing pension funds, including the past performance and internal charging structure of the pension plan.

We also check to make sure your plan has no valuable safeguarded benefits or guaranteed annuity rates attached as these, if any, could potentially be lost on a pension switch or transfer.

  • Your pension advisor will compare all pension providers charges to see if you could secure a better deal with another provider offering a lower charging contract based on your personal requirements
  • We will then provide you a detailed report and a copy of the research carried out on your behalf
  • We will only recommend you switch or transfer your frozen or paid up pension pot if we believe and can prove this would be in your best interest
  • Only if you choose to accept our advice and recommendation will you incur any charges and these will be clearly and fully explained to you before you make any commitment.
  • We provided a face to face advisory service.

Will the Pension Review cost me anything?

The Pension Review from our Pension Advisors is free and without obligation. If we can find you a better pension and you decide to transfer we will charge you a fee which is usually taken from the transferring value of your pension fund. Full details of these fees are in our Client Agreement provided to you at the outset.

How long does the process take?

On average the initial review with a pension advisor is completed in four to six weeks, but this is of course dependent upon how long your existing pension provider takes to give us the information we request about your existing pension.

If you agree to transfer your pension then this can take a further four to six weeks.

Our pension advisors’ advice will include any costs involved in transferring your pension if this is the best option, and the final decision whether to go ahead is entirely up to you.

Clifford Osborne Limited are based in East Sussex and serve clients in Eastbourne, Lewes, Seaford, Bexhill, Hastings, Newhaven, Crowborough, Uckfield, Tunbridge Wells, Brighton and Hove.

“The Financial Adviser I was using for 25 years had stopped due to ill health and recommended Paul Clifford as he was her Adviser. I am getting the best advice and getting good results then I’m happy.”

Richard, Worthing, West Sussex

Don’t Get Stung

Don’t get caught out by pension scams – read our short post and if you don’t talk to us make sure you speak to a Regulated Independent Financial Adviser.

Pension Monster

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Your Advice Steps

01 ➔

Contact Us

Call us on 01323 403 444 or contact us to set up a free initial meeting with one of our financial advisers or mortgage and equity release advisers. We’re happy to meet in person, on the phone or online. Just let us know what you prefer.

02 ➔

Get to know you

This will be a chat to find out a bit more about you, what your financial position and goals are and how we can help. This will be entirely confidential, and you are under no obligation to use our services. We will then give you a plan of what we can do to help.

03 ➔

Sharing your plan

Our advisers will talk through our recommended plan with you giving options to best meet your needs. We will take into account your current financial situation, your goals, appetite to investment risk and timeframes. You will have a chance to ask us any questions and then decide whether you want to go ahead.

04 ➔

Regular reviews

Your financial position will change throughout your lifetime. We are here to help you with regular reviews to make sure your financial plan meets your financial goals and current financial situation. We’ll agree with you when and how we meet on a regular basis to make sure your management plan is right for you.

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    We are not tied to any financial institution and therefore offer you truly independent advice

    A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.

    If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.

    We are happy to serve clients with any level of wealth.

    Call 01323 403 444 or use our secure form via the button below.