Are you transferring your pension because you’ve left an employer, opted out or stopped making contributions? Clifford Osborne’s independent financial advisers are Pension Transfer specialists in Brighton and Hove. We can help find the best scheme for you. Whether it’s transferring your pension pot to another workplace pension scheme, a personal pension scheme, a self-invested personal pension (SIPP) or a stakeholder pension scheme (SHP), you can rely on our expert advice. We provide a free initial consultation, without obligation, to residents of the Brighton and Hove area.

How can we help you?

Our pension transfer advisers in Brighton and Hove have many years experience assisting individuals with their pensions. Our team are passionate about offering professional, independent and crystal clear advice so you can confidently make the best decision. Find out more about our advisers and our breadth of financial services.

In a meeting we will:

• Compare the benefits you could be giving up if you transfer out of your employer’s scheme with the benefits you could get if you transfer into a new employer’s scheme or a personal/stakeholder pension
• Check the level to which your employer’s pension scheme is funded, the risk that your benefits may be reduced and the effect on any transfer value offered
• Check the difference between defined benefit and defined contribution arrangements
• Understand the advantages and disadvantages of each arrangement
• Discuss your decision with your spouse or civil partner as it could affect them too.

Why use us for Pension Transfer in Brighton & Hove?

• Clifford Osborne financial advisers have been voted in the top 250 UK advisers for four years running. We have ample reviews from clients in Brighton and Hove for all of our service areas including mortgage advice, equity release, pension transfer and more. Read our reviews.
• Being truly independent, we aren’t tied to any financial institution. This means we start each process objectively and offer you the best options based on your personal requirements alone
• To make sure you’re confident with our pension transfer specialists, we provide a free face-to-face initial pension review. Please contact us to arrange yours
  We are accredited as chartered Financial Planners and members of SOLLA – The Society of Later Life Advisers.

As well as pension transfer advice, Clifford Osborne also provide financial advice for pension drawdowns, pension annuity, frozen pensions, pension consolidation, retirement planning and more. Our offices are based in Eastbourne, East Sussex, and we regularly visit clients in Brighton and Hove.

The price of units and the income from them can fall as well as rise. The value of this investment is not guaranteed and on encashment you may not get back the full amount invested. Past performance is no guarantee of future performance.