Equity Release / Lifetime Mortgage Advice in Ashford
Clifford Osborne specialises in Equity Release and Lifetime Mortgage Advice in Ashford, Kent.
Do you want to ensure your retirement is secure? We offer a simple and straightforward solution to helping you reach your retirement goals.
What is Equity Release?
It’s highly likely that your home is still your biggest asset. Releasing equity from your home lets you access the value tied up in your property by converting it into a cash lump sum and/or income.
Equity Release and Lifetime Mortgages are available to those aged over 55 who are employed full or part-time, self-employed, have low earnings or are already retired.
How can we help with Equity Release / Lifetime Mortgage Advice
There are two types of Equity Release product: Lifetime Mortgage and Home Reversion Plans. We can help you look at each product carefully and advise on which would suit your situation best.
Our advisers offering Equity Release / Lifetime Mortgage Advice in Ashford will discuss with you:
- Your suitability for Equity Release
- The amount you can borrow
- The costs involved
- A detailed appraisal of your options and everything you need to know to make an informed decision.
You cannot take out any Equity Release loan without a specialist Financial adviser and getting independent legal advice.
To understand the features and risks of an Equity Release scheme, please ask us for a personalised illustration. A typical fee for Equity Release is £499.00.
Why choose us for Equity Release / Lifetime Mortgage Advice in Ashford?
- When choosing an adviser for Equity Release / Lifetime Mortgage Advice in Ashford, the main thing to look out for is the Equity Release Council logo. We are approved by the Equity Release Council and an associate member of the Society of Later Life Advisers (SOLLA) and regulated by the Financial Conduct Authority. Learn more about our advisers
- Our Equity Release / Lifetime Mortgage Advice in Ashford is always offered face-to-face. We can visit your home or workplace in Kent or East Sussex
- Your first meeting with us is free of charge. Choosing to release equity from your home is a big decision, so it’s a great idea to chat with us first
- We pride ourselves on our open, honest and transparent approach. Read reviews from recent clients on VouchedFor.
Get in touch
For more information on our Equity Release / Lifetime Mortgage Advice in Ashford, please get in touch with our friendly advisers.
Our initial meeting for Equity Release / Lifetime Mortgage Advice is free of charge. We always encourage you to invite a friend or family member to the meeting should you wish to involve them in the decision making progress.
As well as Equity Release advice, we also offer Mortgage Advice in Ashford for first time buyers, remortgages, buy to let, let to buy and more. Learn more.
“The advice he gave us for equity release was perfect for us, he also gave the best advice regarding the solicitor and equity release companies able to provide us with the best available deals. He took care of all the arrangements required to do this with lots of communication as to how things were proceeding”.
“When it came to looking into the possibility of moving house I knew we would find it difficult as I am self-employed. Paul took our needs & concerns on board & helped us get the mortgage we needed. Without his expertise & advice we would have struggled without question.”
“I would vouch for Paul Clifford. He explained to me clearly all that Equity Release entailed, together with the built in safeguards and checks. He was an excellent intermediary with the solicitor, following up any problems which arose.”
Have you got your mortgage covered?
Taking out life insurance may not be a legal requirement if you have a mortgage, but it certainly is sensible to have it to ensure mortgage protection.
Building a retirement strategy when planning for retirement
Your pension fund essentially becomes your employer in retirement, that's why planning for retirement and having a solid retirement strategy in place is crucial.
Unaffordable deals trap mortgage prisoners
The Financial Conduct Authority (FCA) estimates over a quarter of a million homeowners are trapped on mortgage deals...
Sign up to our Newsletter
Sign up to our email newsletter to receive financial news and updates from our team every two months.
Please check your inbox (and spam folder), to confirm your subscription.
View our Privacy Policy
We are not tied to any financial institution and therefore offer you truly independent advice
A free, initial no obligation review meeting can take place at our offices in Eastbourne East Sussex, at your workplace or in the comfort of your home.
If you are considering taking independent financial advice we would love to talk to you. Call us without obligation or complete the enquiry form and we’ll contact you as soon as we can.
We are happy to serve clients with any level of wealth.
Call 01323 403 444 or use our secure form via the button below.